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Enrichment integrations allow your end-user data to be automatically enriched upon being synced from an Account Aggregation provider. Quiltt supports the following types of enrichment:
Transaction Enrichment provides additional context and insights on an end-user's transaction. This can include categorization labels, merchant details, logos, and other metadata.
Currently, FinGoal, MX, Ntropy and Pave are supported.
Profile Insights provide a high-level summary of an end-user's financial health, spending habits, and other key metrics. This can include persona tags, spending categories, and other insights.
Currently, FinGoal and Pave are supported.
Any time Quiltt processes new data from an Account Aggregation provider, all new transactions are automatically sent to the enabled providers for enrichment.
Once the enrichment process is completed, the enriched data can be accessed via API in Remote Data. You can access the latest enriched data for a given Connection after the connection.synced.successful Webhook event has been fired.
Since enrichment also runs as part of the Profile refresh workflow, Quiltt will fire the profile.ready Webhook event when the enrichment process has been fully completed for a given Profile. You can listen to this event to trigger fetching new data for the Profile. See the Webhooks documentation for more information.
You can enable Enrichment providers from the Quiltt Dashboard. Navigate to the Integrations section and select the provider you'd like to enable.
All Profiles are Enriched
When an Enrichment provider is enabled, you can expect that in addition to new profiles, all existing Profiles will also have their data enriched. This process may take some time to complete, depending on the number of Profiles and the amount of data to be processed.
Additionally, it's important to be aware of potential cost implications from the Enrichment provider when enabling an Enrichment integration on non-sandbox Environments.
While Enrichment is performed automatically for all Transactions and Profiles in your Quiltt Environment, you can also enrich transactions from other sources, such as your BaaS provider, card issuer, or internal system. See the Platform API's Enrichment endpoints for more information.