Ntropy

Currently the integration supports Transaction Enrichment using Ntropy's v3 API.

Enriched data is available on the corresponding records's remoteData field in GraphQL or via the REST API. See the Remote Data documentation for more information.

Link to this section#How it Works

When is enabled, Quiltt will automatically enrich all your Transactions with as part of the standard Connection syncing process. Pre-existing transactions associated with a healthy and active Connection will be synced during the next sync cycle, and you can generally expect to see all historical data processed within 24 hours of enabling the integration.

You can access the latest enriched data for a given Connection after the connection.synced.successful Webhook event has been fired, or for a given Profile after the profile.ready event.

Link to this section#How to Get Access

For Sandbox access, you can enable the integration from the Integrations page in the Quiltt Dashboard.

For Production access, Quiltt can license and provision you with API Keys, though you are always free to use your own.

Link to this section#Configuration

Link to this section#Categorization Hierarchy

Ntropy can be configured to enrich your data using Consumer Labels or Business Labels. By default, Quiltt's integration is configured to use Consumer Labels. You can enable the Business Labels from the Ntropy Integration page in the Dashboard.

All Quiltt-issued API Keys are provisioned with the below label hierarchies:

Link to this section#Consumer Labels

{
  "incoming": [
    "transfer from investment app",
    "transfer from stock broker",
    "transfer from crypto broker",
    "chargeback",
    "freelance income",
    "rideshare or delivery income",
    "paycheck",
    "benefits",
    "interest / dividend earned",
    "property rental income",
    "atm/bank deposit",
    "adjustment",
    "inter account transfer",
    "intra account transfer",
    "peer to peer transfer",
    "loan disbursement",
    "cash advance",
    "pawn loan",
    "cashback",
    "insurance payout",
    "refund",
    "tax refund",
    "reversal",
    "gambling income",
    "grant or stipend",
    "other",
    "prenote",
    "missing account holder information",
    "not enough information"
  ],
  "outgoing": [
    "digital content / streaming",
    "vending machine",
    "reversal",
    "transfer to investment app",
    "transfer to stock broker",
    "transfer to crypto broker",
    "adjustment",
    "intra account transfer",
    "inter account transfer",
    "peer to peer transfer",
    "funerals",
    "atm/bank withdrawal",
    "bank fee",
    "donation",
    "buy now, pay later",
    "pawn redeem",
    "rent-to-own",
    "coffee shops",
    "liquor",
    "books, newsletters, newspapers",
    "entertainment",
    "gambling spend",
    "sport and fitness",
    "recreational goods",
    "laundry",
    "clothing",
    "convenience store",
    "department or discount store",
    "e-commerce purchase",
    "electronics",
    "firearms",
    "home maintenance",
    "legal services",
    "self care",
    "saas tools",
    "towing charge",
    "airfare",
    "hotel or lodging",
    "other transport",
    "public transport",
    "toll charge",
    "nsf/overdraft fee",
    "contribution to reserve fund",
    "retirement contributions",
    "credit card bill",
    "debt collection",
    "interest payment",
    "mortgage repayment",
    "student loan repayment",
    "loan repayment",
    "cash advance repayment",
    "auto loan repayment",
    "education",
    "credit report",
    "groceries",
    "fast food",
    "food delivery",
    "restaurant",
    "government",
    "taxes",
    "drugstore or pharmacy",
    "medical bill",
    "insurance premium",
    "bars and nightclubs",
    "auto lease payment",
    "rent",
    "childcare",
    "pets",
    "utilities",
    "rideshare or taxi transport",
    "ev charging",
    "fuel",
    "vehicle maintenance",
    "other",
    "prenote",
    "missing account holder information",
    "not enough information"
  ]
}

Link to this section#Business Labels

{
  "incoming": [
    "prepayment from customer",
    "ecommerce revenue",
    "wholesale revenue",
    "other revenue",
    "MCA loan disbursement",
    "bank loan disbursement",
    "revenue based financing",
    "government loan disbursement",
    "bank adjustment",
    "chargeback",
    "reversal",
    "reimbursement",
    "transfer from crypto brokerage",
    "transfer from stock brokerage",
    "refund",
    "sweep",
    "equity investment",
    "inter-account transfer",
    "intra-account transfer",
    "interest earned",
    "insurance payout",
    "tax refund",
    "ATM deposit",
    "voided fee",
    "bank deposit",
    "bank verification credit",
    "government grant",
    "credit card bill repayment",
    "prenote",
    "missing account holder information",
    "not enough information"
  ],
  "outgoing": [
    "reversal",
    "employee payroll tax",
    "bank adjustment",
    "customer chargeback",
    "customer reimbursement",
    "transfer to crypto brokerage",
    "transfer to stock brokerage",
    "sweep",
    "bank verification debit",
    "MCA loan repayment",
    "bank loan repayment",
    "revenue based financing",
    "government loan repayment",
    "stock repurchase",
    "employee payroll",
    "equity investment",
    "stock dividends",
    "compliance licences and permits",
    "inter-account transfer",
    "intra-account transfer",
    "credit card bill",
    "commercial mortgage repayment",
    "saas tools",
    "accounting fees",
    "consulting fees",
    "legal fees",
    "crowd outsourcing fees",
    "contractor fees",
    "recruiting fees",
    "intellectual property",
    "insurance premium",
    "tax payment",
    "charity donation",
    "political donation",
    "ATM withdrawal",
    "NSF/overdraft fee",
    "international transaction fee",
    "merchant processing fee",
    "payment processor fee",
    "credit card fee",
    "banking fee",
    "employee reimbursement",
    "employee spend - food delivery",
    "employee spend - restaurant",
    "employee spend - airfare",
    "employee spend - fuel",
    "employee spend - parking",
    "employee spend - car rental",
    "employee spend - hotels and lodging",
    "employee spend - public transportation",
    "employee spend - rideshare and taxi",
    "employee spend - tolls",
    "employee spend - training and education",
    "employee spend - clothing and apparel",
    "employee spend - car leasing",
    "employee spend - other",
    "employee spend - convenience store",
    "employee spend - coffee shop",
    "employee spend - electronics",
    "employee benefits - healthcare",
    "employee benefits - retirement fund",
    "machinery",
    "furniture",
    "facility maintenance",
    "rent",
    "employee spend - office supplies",
    "utilities",
    "customer refund",
    "air freight",
    "sea freight",
    "shipping and packaging",
    "vendor payment",
    "cloud computing",
    "manufacturing",
    "servers",
    "promotional items",
    "amazon ads",
    "facebook ads",
    "google ads",
    "snapchat ads",
    "tiktok ads",
    "other advertisement",
    "events",
    "interest payment",
    "bank withdrawal",
    "debt collection agency payment",
    "prenote",
    "missing account holder information",
    "not enough information"
  ]
}

Link to this section#Custom Hierarchies

You can also configure Ntropy to use your own custom label hierarchy, which lets you tailor the enrichment behavior to your specific needs. Click here to learn more. You can configure your own hierarhcy by contacting support@quiltt.io.

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